North Dakota Author Coming to Valley City, Nov. 13th

By: 
TR Staff
Staff Writer

By Ellie Boese
treditor@times-online.com
On Tuesday, Nov. 13th, Author Annika Caldwell will be at The Vault Coffee Shop & Bakery in Valley City from 11 a.m.–1 p.m. for a book signing. Caldwell’s book, Twenty Three & Debt Free: 50 Practical Tips to Set You Financially Free, was published in October 2018 and shares her and husband Logan’s journey paying off $97,000 of debt. By the ages of 23 and 25, they had paid their final loan payment, and now they and their two daughters live comfortably on just 15% of their income. In Twenty Three & Debt Free, the Caldwells give 50 tips to cut costs and live on less to achieve financial freedom.
The book’s synopsis gives insight into the questions Annika and her husband work to answer for readers on the page: “How can you make traction? What expense(s) is consuming your paycheck? What can be done to allow you to take control of your finances? How can you achieve financial freedom? You might have thought about these questions or even fought with your spouse over them. We have!”
Annika encourages individuals to come to the Vault for the event on Tuesday “if you want to learn how having a budget can positively impact your finances, would like some tips on cutting costs for you and your family, or just need some financial encouragement.”
Annika graduated from the University of Jamestown and she, her husband and their two daughters reside in Grand Forks.

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